What is Convicted Driver Insurance?
Convicted driver insurance is insurance for a driver who has a criminal conviction. The cost of insurance is usually higher when the driver has a previous criminal conviction.
Does a criminal conviction make it harder to get car insurance?
A criminal conviction makes it harder to get car insurance. Surprisingly to many, this does not only include convictions that relate directly to driving. Any conviction may result in certain problems when seeking car insurance.
How to get car insurance when you have a criminal conviction
The first thing you need to do is disclose your conviction to your insurance broker and insurer. Never hide your conviction because it will lead to problems down the line. It may result in your policy being voided.
It is also important to know that any conviction must be disclosed even if the event or the conviction happened after the policy of insurance was taken out.
This is something that can easily be forgotten but is just as important as disclosing the conviction when the policy is taken out. In this circumstance, it is up to the policy holder to make contact with their insurance provider and notify them about the conviction.
There are insurers who specialise in policies for people with convictions. It is possible for a convicted driver to shop around to find the best quote.